This tutorial was written by Me,on 9/10/13.
Please don't copy it or claim it as your own or post it through any group.
You may link back to my blog.
Any resemblance to any other tutorial is strictly coincidental.
It is written assuming you have a basic knowledge of psp and its tools.
It is written using psp X5 but should work in any other version.
  Scrapkit: Rain Fall, by Kissing Kate
You can purchase  it  at : Berry Applicious
tube: Elias Chatzoudis you can purchase it at: EliasArtShop.Com
Fonts I used: For © Fff urban And for the name Oz'S Wizard
You will also need some autumn word art. 
Here is where I got mine:
Debbie Hodge.com 

Ok, Ready?

Open a new image, 600 by 600. Transparent.

Paste frame #2 as a new layer and re-size it by 75%.

Grab your magic wand and click inside the frame, expand the selection by 3.

Paste a paper as a new layer, invert the selection and hit delete on your keybord.

Add your favorite elements from the kit, be sure to re-size, and sharpen each element. add a drop shadow of choice.

Add your tube and the artist © as well as your tagger info.

Add your chosen word art, add the effects you would like to use.

Merge visible, select all and float then defloat the selection.

Go image, Crop to selection.

Add your name. Convert to raster layer, and your favorite text effects.
Re-size all layers checked to 600 pixels wide

Save as a png and your done!

Thanks for trying my tutorial. I hope you are happy with your results,

I'd love to see them!

Hugs from Kel