You will need a tube of choice. I'm using Perlita  BY Tori Beveridge.

And my Word art

Ok, Ready?

Open a new image 650 by 650. Transparent.

Paste frame #82 as a new layer. Re-size it by 65%.

Sharpen it and use your magic wand to select the inside of the frame.

Expand the selection by 3.

Add a new Raster layer and drag it below the frame.

Paste paper of choice into the selection.

Select none.

Add a shadow to the frame and merge down the frame and the paper.

Repeat with frame # 80, but this time re-size by 60.

And you wont need a shadow on the frame this time.

Paste element # 67, the ribbon, as a new laywer.

Drag it to the bottom.

Paste my word art now. 

feel free to add any effects you would like. But please dont share or change the file name.

Olease just direct the person to my blog to download.

Thanks.

Add some more elements from the kit, resize them sharpen and shadow as desired.

Add the tube and ©. Also please give the scrapper credit also.

And dont forget to add your license number for the tube if required and your taggers info.

Merge visible.

Select all, float the selection and then defloat the selection.

Now go to effects and crop to selection.

Save as a png.