Open the template, shift +D to duplicate and close the original.

Canvas size and resize the canvas to 650 by 650.

Activate the bottom layer, hit delete on your keyboard to delete the white layer, 

click the eye to be able to see the layer. 

Select all and paste a paper of choice. I used the background from the tube.

Paste into selection.

Select none.

Merge down layers 1,2 and 3.

Select all, float and defloat.

Expand the selection by 1.

Paste paper # 5 into selection. Select none.

Repeat with layers 4 and 5.

But this time use paper 4 and this time paste as a new layer,

invert selection and hit delete on your keyboard.

select none.

Repeat on layer 6 using paper #13.

And repeat again on layer 7 using paper # 6.

Add a drop shadow of choice to each template layer.

Delete the info and the text layers, of the template.

Activate the bottom layer, paste frame 1 as a new layer.

Grab your magic wand and click inside the frame to select it.

Expand the selection by 12.

Invert the selection and hit delete on your keyboard.

Sharpen the frame layer and add a drop shadow.

Paste the sand as a new layer,

Position it at the bottom of the tag and duplicate it.

Position them side by side.

merge down.

Add the towel and the tube.

Add the beach sign resize by 75% twice. Rotate it right by 17.

sure to add ©, and scrapkit info.

along with your taggers info.

Now add your name, along with your favorite text effects.

I only added an inner bevel and a drop shadow.